Car Motor Insurance
Car Motor Insurance
(1) Private Car
(2) Commercial Vehicle
(3) Motor Cycle.
Category:
Car Motor Insurance (1) Act Liability Policy Form (Third Party): A common policy form for all types of vehicle, ie. Comprehensive Policy Form: Separate policy forms to be used for private vehicle,
motor cycle & commercial vehicle.
Policy form shall contain two sections:
(i) SECTION 1, Own damage section. Under Own damage section the loss or damage to the insured vehicle to be covered.
(ii) SECTION 2, Act liability section. Under Act liability section the liability of the insured, as per motor vehicle Amendment Act, 1991 shall be covered.
(2) Act Liability Policy Form (Third Party): A common policy form for all types of vehicle i.e. private vehicle, motor cycle & commercial vehicle to be used. Liability of the insured made compulsory by motor vehicle Amendment Act, 1991 as well as additional liabilities may be insured.
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Comprehensive Policy (What it Covers):
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By fire, explosion, self-ignition or lighting.
By burglary, house-breaking or theft.
By riot & strike including malicious and terrorist activities.
By earthquake (fire and shock damage).
By flood, typhoon, hurricane, storm, inundation, cyclone, hailstorm, frost, tempest.
By accidental external means.
Whilst in transit by road, rail, inland waterway, lift, elevator or air.
Act liability insurance risks.
Act Liability Policy (What it Covers):
motor insurance
motor insurance
Death Tk. 20,000
Grevious Injury Tk. 10,000
Minor Injury Tk. 5,000
Property Damage Tk. 50,000
Rating of Motor Insurance:
Car Motor Insurance We have three types of tariffs in our country for rating of motor insurance. These are private car, commercial vehicle and motor cycle tariff. As per tariff, the rating of motor insurance depends on following factor: Car Motor Insurance – LyricsBijoy
1) Private Car:
Horse power or cubic capacity of the vehicle
Insured’s estimated value of the vehicle
Seating capacity of the vehicle
Car Motor Insurance – LyricsBijoy
2) Commercial Vehicle:
Passenger Carrying: Type of vehicle
Insured’s estimated value of the vehicle
Seating capacity of the vehicle
Goods Carrying Vehicle:
Carrying capacity
Insured’s estimated value of the vehicle
3) Motor Cycle:
Cubic capacity of the vehicle
Insured’s estimated value of the vehicle
No Claim Bonus Car Motor Insurance – LyricsBijoy
